Dec
15
Insurer to pay after order by High Court
December 15, 2009 | Leave a Comment
One of the biggest issues in cases involving insurers is when the insurance company refuses to pay up and the person is depending on the money from insurance; typically the insurance company will either plead that the person was responsible for the situation in which there was need for insurance, or that there was something [...]
Nov
14
Site / Link about child insurance policies
November 14, 2009 | Leave a Comment
Why would you consider an insurance policy for your children ? After all, children are not likely to earn an income for some time, so why would you want to have insurance for your children ? However, consider the insurance policy as an investment scheme that will provide for them as they grow up, and [...]
Sep
28
Personal Finance – Loan insurance
September 28, 2009 | Leave a Comment
Even though the trend of loan insurance is gaining in importance nowadays, there are a large number of people who are not aware of what loan insurance is, and why they should take loan insurance when they take a loan. So, what is loan insurance ?
Loan insurance is a safety valve you have when you [...]
Sep
9
Insurance regulator gets strict on orphan policies
September 9, 2009 | Leave a Comment
What are orphan insurance policies ? These are policies where the agent who sold these policies has shifter to another company, and the person who bought these policies no longer has an agent or an intermediary to help service them. This is a common problem in the life insurance business, since:
- An agent will do [...]
Jun
16
One reads in the newspaper all the time about some accident whereby a person gets injured due to rash or negligent driving by the driver of a vehicle (in numerous cases, this rash driving would be done by the driver of a bus or truck, and because of the size and weight of this large [...]
Mar
3
A lot of people consider Insurance companies a necessary evil. In these modern times, insurance for life, health, house, car, etc, is absolutely essential; at the same time, people have to fight regular battles with insurance companies that try to deny their claims for some reason, or sometimes misplace documents. It is also not unknown [...]
Feb
8
Experience with ICICI Prudential agent
February 8, 2009 | Leave a Comment
This is a post about my experience with a few of the agents of ICICI Prudential (and you should be able to extend this experience with other companies as well). This all started a few weeks back when my dad (a Government pensioner and a well-read man) got a phone call from an ICICI agent [...]
Jul
2
Medical insurance is something that is necessary for people in our country; what with the galloping cost of medical health treatment and an increasing range of illnesses that we have to bear. Our lifestyles have got more sedentary, and an increasing range of illnesses such as diabetes, heart problems, and high blood pressures have come [...]
Jun
29
Adding riders to insurance policies
June 29, 2008 | Leave a Comment
When a person is considering taking insurance, one always comes across various riders that one can add to the insurance policy. After all, who would not get attracted to the additional safety of adding on some accident benefits to a life policy, and many other riders to a health policy. What I do know is [...]
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